We comprehend that a lot of customers in Virginia Beach, VA find the entire process of auto financing to be a little frightening and detest going through it. They’ve had unpleasant experiences at other car dealerships where they were left wondering why they had to wait so long to enter the finance office and were frequently left confused. Our Virginia Beach dealership strives to make everything as easy and simple as possible for our clients so that their auto financing empowers them rather than frustrates them. The online financing application that LA Auto Star, which can be found at 1766 Virginia Beach Blvd., Virginia Beach, VA 23454, offers to its customers, is one aspect of this philosophy. With our online finance application, you can take charge of the auto financing process and make it run more smoothly.
Many consumers in Virginia Beach, VA claim that their least favorite part of applying for a car loan is the lengthy wait times they’ve encountered at other used car dealerships. It may be of interest to many customers to know that the reason for the wait is usually that the finance expert is negotiating with banks and credit unions to get you the best interest rate and term for your circumstances. The finance expert may need to call his lending partners as part of this process, and occasionally it will take some time for the lenders to respond with their decision.
Filling out our financing application before visiting the preowned car dealership is a great way to avoid this wait. By doing that, our finance specialists can complete your auto financing and begin working with their lending partners before you arrive. It’s simple to visit LA Auto Star, sign the necessary documents, and take off in your next car once your financing for your car is finalized. Filling out the short finance application will only take a few minutes. It includes questions about your work history, personal demographics, and, if you want to use a cosigner, a section for that as well.
The finance team at LA Auto Star knows that you have better things to do with your time than spend it waiting at our dealership. Complete the online credit application today and take the first steps toward the most pleasant car financing experience you’ve ever had.
Welcome to the LA Auto Star’s online application FAQ page! We’re here to make your car-buying experience in Virginia Beach as simple and straightforward as possible. Applying online is the first step toward getting behind the wheel of your new vehicle. Here are some frequently asked questions regarding our online application process:
A: You can find our secure online finance application form on our website. Look for the “Apply for Financing” or “Apply Online” link, usually located in the main navigation or on our financing page.
A: Our application typically asks for the following types of information:
* Personal Information: Your name, date of birth, contact information (phone, email, address), and social security number.
* Driver’s License Information: Your driver’s license number, issuing state, issue date, and expiration date.
* Residence Information: Your current and previous addresses, and monthly rent or mortgage payment.
* Employment Information: Your current employer’s name, your position/title, and your monthly gross income.
* Vehicle Information (Optional): If you have a specific vehicle in mind from our inventory, you may have the option to include it in your application.
* Co-buyer Information (If Applicable): If you are applying with a co-buyer, you will need to provide their personal, residence, and employment information as well.
A: Your SSN is required to check your credit history, which is a crucial factor in determining loan eligibility and interest rates. All information you provide is kept secure and confidential.
A: Once you submit your application, our finance team will review it promptly. We will then contact you to discuss your financing options, including potential loan amounts, interest rates, and monthly payments.
A: We strive to process applications quickly. In many cases, you can receive a response within a few hours or by the next business day. However, processing times may vary depending on the complexity of your financial situation and the volume of applications we are currently handling.
A: When you submit our online application, we may conduct a credit inquiry. Initial inquiries are frequently “soft pulls” that have no impact on your credit score. However, if you proceed with a loan, the lender will most likely conduct a “hard pull,” which may have a minor impact on your credit score.
A: Yes, you are welcome to apply regardless of your credit history. Our finance team works with a variety of lenders and can explore options for customers with diverse credit situations. We are committed to finding the best possible financing solution for you.
A: Yes, our online application is secure. We use industry-standard encryption technology to protect your personal and financial information during transmission.
A: In most cases, our online application needs to be completed and submitted in one session for security reasons. We recommend having all the necessary information ready before you begin the application process.
A: If you encounter any questions or need assistance while completing the online application, please do not hesitate to contact us. You can call or text us at (757) 267-6568 during our business hours, Monday to Friday from 10:00 AM to 7:00 PM, and Saturday from 11:00 AM to 5:00 PM.
A: Our address is 1766 Virginia Beach Blvd, Virginia Beach, VA 23454. Our store hours are:
* Monday – Friday: 10:00 AM – 7:00 PM
* Saturday: 11:00 AM – 5:00 PM
* Sunday: Closed
We look forward to assisting you with your vehicle financing needs! Apply online today and let LA Auto Star help you find your perfect pre-owned car, truck, SUV, or van in Virginia Beach!